It is without a doubt that car insurance is one of the most commonly discussed topics on any car blog. With there being so many details that can be discussed. Today, we are going to share with you some factors that can influence the cost of your car insurance.
1- Your Age
One of the more commonly known factors to influence your car insurance rate is your age. With older drivers paying less for their car insurance than younger drivers. The main reason behind this is the experience they have behind the wheel, with younger drivers not being behind the wheel for as long meaning they are not as experienced.
2- Your Gender
Surprisingly your gender can also influence the rate of your car insurance. With young men generally having to pay the most for their car insurance out of everyone. This is due to the boy racer name tag that has been placed on young male drivers. Companies assume they will all want to race when they are on the road.
3- The Car You Are Driving
There are many factors with regards to the car you are driving that will influence the cost of your insurance. With companies looking at the age of the car, how many miles it has driven, and how safe it is to drive. These all impact the cost of your insurance due to the safer the car, the less likely it is to crash.
4- Your Annual Mileage
This is one aspect that is easy to mess around with on insurance company sites. You will find that depending upon the annual mileage you ask for the price will differ. Every company has a sweet spot where the price will be just right, but finding that point is difficult.
These are some of the factors which can influence the cost of your car insurance. Which one are you the most surprised with?